Costs and Charges
Whilst going through all of the arrangements of the funeral, we will give a estimate for its cost. The funeral account itself is divided into two separate parts: (a) the funeral director's charges and (b) the disbursements.
a) The Funeral Directors' Charges contain our professional fees and overhead costs, which includes the provision of a 24 hour a day service; our professional documentation and necessary personal attendances; the conveyance of the deceased to our private Chapel of Rest, and its use, until the day of the funeral.
We understand that relatives and friends often wish to visit the deceased and pay their last respects before the day of the funeral, however, we will only allow this on the specific request of the family.
b) Disbursements are essentially fees that we pay out on behalf of the family, i. e. Doctors' fees, where appropriate; Crematoriun / Cemetery Fees (Note that there is a double fee for those who live outside Powys and whose wishes are to be buried in Powys' Cemeteries). All of the fees will be discussed with you during the initial meeting However you will appreciate that, as we will have no direct control over these charges, they could be subject to slight variations.
Help With Funeral Costs
Please note that the following information should be treated as general guidance.
We are not able to guarantee the availability of a loan, but we do understand how the Department for Social Services makes a decision.
Who Is Entitled To Help?
If there is not enough money to pay for the funeral, and you are responsible for making the funeral arrangements, you may be able to get a social fund funeral payment to help with the cost. To qualify, you and your partner must be in receipt of a qualifying benefit. Claim packs are available from your local social security office. Before applying you may need to check what amount of money is available from: -
- The estate of the person who has died, such as money from bank or building society accounts.
- Any insurance policies or charities, lump sum payments made by a pension scheme or relatives, (either yours or those of the person who has died).
- Any savings you have in the bank or building society, National Savings (including certificates or premium bonds) or in cash at home. The savings may be in your name or the name of your partner. The Widows' Payment does not count as savings.
The Social Fund may simply make a contribution towards the cost of a simple funeral within the UK. This includes:-
- Bringing the body home if the person has died away from home, but within the United Kingdom
- The cost of the Death Certificate
- A standard coffin
- The Hearse for the coffin and the bearers
- Flowers from the person who is arranging the funeral - Contribution towards fees of the funeral director
- Cemetery fee or Crematorium fee
- Doctors' fees